The BCF at a glance
Founding year
1892
Equity
2.5
billion CHF
Workforce
443
full-time positions as of 31.12.2023 (according to the directive of the Swiss Financial Market Supervisory Authority – FINMA).
Network
27
The bank has its headquarters in Fribourg and has 27 branches, including one online.
State guarantee
All financial commitments are guaranteed by the State.
Collaboration
- Swiss Bankers Association (Swiss Banking) (SBA)
- Union of Swiss Cantonal Banks (UBCS)
- Centrale de lettres de gage des banques cantonales suisses SA
- SIX Group AG
- BCF Third Pillar Foundation – Savings 3
- BCF Vested Benefits Foundation
- Capital Risque Fribourg SA
- Viseca Payment Services AG
Legal status
Legal entity under public law distinct from the State.
Goals
- Contribute to the development of the economy of the canton
- Provide for the financial needs of the population and to provide them with the possibility of secure investments of their savings and capital
- Provide financial resources to the Canton
Address
BCF, Bd de Pérolles 1, case postale, 1701 Fribourg
Phone: 0848 223 223
www.bcf.ch
Balance sheet 2023-2013
In thousands of CHF
| 2023 (ARB) | 2013 (FRG) | |
|---|---|---|
| Balance sheet total | 27'960'449 | 17'664'901 |
| Loans to customers | 22'674'544 | 15'306'728 |
| Customer deposits | 16'507'088 | 11'639'867 |
| Equity (after distribution) | 2'499'146 | 1'485'531 |
Results 2023 – 2013
In thousands of CHF
| 2023 (ARB) | 2013 (FRG) | |
|---|---|---|
| Total revenue | 370'568 | 268'156 |
| Total expenses | 126'660 | 86'242 |
| Operating income | 224'258 | 154'710 |
| Profit for the year | 161'496 | 118'884 |
| Payments to the canton, municipalities and parishes | 85'762 | 57'505 |
Note : ARB = Accounting Requirements for Banks FRG = Financial Reporting Guidelines
532
employees
34
higher education courses including
15
certifications
15.2 million
of work and orders to SMEs
85.8 million
payments to the Canton, municipalities and parishes
34.2 CIR
34,2% CIR Cost Income Ratio* «The most efficient bank in Switzerland»
* Cost/income ratio before depreciation and amortization
2,0million
of visits from Switzerland
3,2million
of seen pages
6'000
online orders
More than
13'000
new customers
4,4millions
e-banking accesses
9,9million
mobile banking accesses
Free
basic services
Obtention
Fribourg certificate Carbon Fri
